Payments technology

Future of payments technology

Consumers demand speed, convenience and security when it comes to payments, which puts technology in the driving seat

Financial Services

How Buy Now Pay Later technology works

Providers such as Klarna and Zilch are worth billions due to their accurate lending decision making. The reason? Artificial intelligence, a hundred or more data sources, and nudge theory. Charles Orton-Jones goes under the bonnet of Buy Now Pay Later